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SME Business Insurance

Having an adequate general insurance cover is one of the most fundamental parts of being in business.

It provides invaluable protection against a range of risk events – from equipment and assets to legal liability – reducing financial uncertainty and protecting your livelihood and that of your workforce. Insurance companies provide a wide variety of general business insurance policies so it’s essential to get the right one for your needs.


Insure Taranaki are specialists when it comes to business insurance. By making it their business to understand yours, they’ll ensure your policy includes everything you need – and nothing you don’t.


The Contract

SME Business Insurance

An SME or small to medium-sized business requires a unique understanding and level of protection compared to small or large-sized businesses. This is due to the business’ size, stage of the business cycle, employee numbers and many other factors. 

Some industries that may fall into the SME category include importers/distributors, tradies, restaurants, hotels or cafes. While each industry has its own unique challenges and risks, most SME’s all require customised material damage, business interruption, liability and commercial vehicle products. In addition to those standard products, our SME insurance brokers are also able to assess supplementary and unique products for risks that your business may face from time to time.

Public liability protects your business against monetary and legal claims arising from damaging other people’s and businesses property through your activities or products. Material damage covers your physical assets for accidental loss or damage and business interruption protects your profits following a physical property loss.

Small Business Insurance Broker

We make it personal, it’s all about you, your business and your goals. A close relationship with your insurance broker will save you time, money and heartache.


Whether you are starting out small or trying to stay small, your business needs protection, regardless of what stage of the business cycle is in. The beginning stages of a small business are some of the most crucial periods and as a result, it is important to start your small business off on the right foot with small business insurance. 

This doesn’t mean that long-standing small businesses can’t benefit from a consultation with a small business insurance broker either. Both new and old small businesses are eligible for the protection that small business insurance offers them, their families, their business and their income. 

Our insurance brokers understand that every business is unique, we make it our priority to provide our customers with the best service and in-depth consultation possible. 

Concrete Wall Cafe
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